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The Ball Never Gets Dropped With Us
Purchase - First-Time Home Buyer The ball never gets dropped. The borrower was initially working with a broker at a discounted brokerage...

JD Lee Mortgage
Jan 262 min read
24 views
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Cashflow issue? Looking to renew as-is? There might be a better solution for you.
I went MIA for a while... I will post a lot more deals starting Feb! One of my clients recently faced significant financial hardship—not...

JD Lee Mortgage
Jan 32 min read
23 views
0 comments


Purchase - First time home buyer
Purchase - First time home buyer. Collab with @edmrealtor, Camron Rahmanian Got declined by one of the Big 5 - the bank didn't like...

JD Lee Mortgage
Jul 31, 20241 min read
133 views
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Purchase - First Time Home Buyer
There were so many exceptions made on this file.... lots of consumer debts, negative net worth, TDS over 46%, not enough liquid assets to...

JD Lee Mortgage
Jul 31, 20241 min read
72 views
0 comments


Business Owner - 6 month bank statement program
Incorporated Realtor - 6 month bank statement approach ( 6 month Revenue - Expenses) * 2 = Qualifying income Are you a realtor, and you...

JD Lee Mortgage
Jul 25, 20242 min read
51 views
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First Time Home Buyer (New to Canada)
Approved within 4 hours!! JD Lee Mortgage Broker M: 1-587-968-1490 E: JD.lee@JDleemortgage.com W: https://jdleemortgage.com/ #canada...

JD Lee Mortgage
Jul 25, 20241 min read
26 views
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Relocation - approved within 24 hours
Relocation File - approved within 24 hours. BC to Calgary, the client has been in the same industry for 3 years, recently got a job in...

JD Lee Mortgage
Jul 25, 20241 min read
8 views
0 comments


Don't I save more if I were to choose 25 years? No, you are so wrong.
Someone asked me why 30 year amortization financially makes sense. 25 year AM VS 30 year AM. Don't I save more money if I were to choose...

JD Lee Mortgage
Apr 13, 20242 min read
40 views
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Second home purchase - Parents to occupy.
How fast did I get this approved? Less than 3 hours. Sent the application to the lender at 11AM, got it approved before 2 PM. How do I do...

JD Lee Mortgage
Apr 5, 20241 min read
37 views
0 comments


The importance of working with the real estate expert in the market.
The importance of working with the real estate expert in the market. During the discovery call, clients mentioned that he was looking to...

JD Lee Mortgage
Apr 5, 20241 min read
26 views
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Other Important Aspects to Consider Beyond Rates
I do understand everyone loves lower rates... but have you considered other factors? Did your mortgage advisor/broker take their time to...

JD Lee Mortgage
Mar 25, 20242 min read
26 views
0 comments


Purchase - First time home buyer - Live up, Rent down
Simply, one of the best ways to start real estate investing. Perfect starter home. Let you tenants pay your mortgage, and you can live...

JD Lee Mortgage
Mar 18, 20241 min read
21 views
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Purchase - Pre con home
Just like I said in my previous post... very important to understand risks of purchasing a pre-con home. This build hasn't been delayed...

JD Lee Mortgage
Mar 18, 20241 min read
22 views
0 comments


Purchase - Pre-con Townhouse.
Are you looking to purchase pre-con townhouses/house? I do understand that purchasing a property comes with a lot of emotions, but let's...

JD Lee Mortgage
Mar 18, 20241 min read
10 views
0 comments


First time home buyer - Stated Income Program
First time home buyer - Stated Income Program It's critical for business owners to understand that there are lending programs available...

JD Lee Mortgage
Mar 15, 20241 min read
8 views
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Second home Purchase - Family member to occupy.
Second home Purchase - Family member to occupy. Did you know clients can purchase a secondary home with 5% down payment? If you are...

JD Lee Mortgage
Mar 15, 20241 min read
19 views
0 comments


Why would you pay more interest when you can pay less?
Mortgage Renewal - Switched to a new lender. Why would you pay more interest when you can pay less? It is very unlikely your current...

JD Lee Mortgage
Mar 15, 20241 min read
7 views
0 comments


Purchase - Bruised Credit
Life happens... my clients unfortunately had to go through a consumer proposal 2 years ago. Successfully re-established credit score and...

JD Lee Mortgage
Mar 12, 20241 min read
6 views
0 comments


First Time Home Buyer - 4.49%
First Time Home Buyer4.49% 5 year fixed rate - 5 year fixed rate is currently hovering around 5.39% with less than 20% down AKA insured...

JD Lee Mortgage
Mar 12, 20241 min read
17 views
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Purchase - Relocation
Purchase - Relocation. I am so so happy that I helped my clients relocate in Edmonton from Nova Scotia! Pro tip - It is very important...

JD Lee Mortgage
Mar 12, 20241 min read
6 views
0 comments
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