top of page
Search
JD Lee Mortgage
Jan 32 min read
Cashflow issue? Looking to renew as-is? There might be a better solution for you.
I went MIA for a while... I will post a lot more deals starting Feb! One of my clients recently faced significant financial hardship—not...
10 views0 comments
JD Lee Mortgage
Jul 31, 20241 min read
Purchase - First time home buyer
Purchase - First time home buyer. Collab with @edmrealtor, Camron Rahmanian Got declined by one of the Big 5 - the bank didn't like...
101 views0 comments
JD Lee Mortgage
Jul 31, 20241 min read
Purchase - First Time Home Buyer
There were so many exceptions made on this file.... lots of consumer debts, negative net worth, TDS over 46%, not enough liquid assets to...
67 views0 comments
JD Lee Mortgage
Jul 25, 20242 min read
Business Owner - 6 month bank statement program
Incorporated Realtor - 6 month bank statement approach ( 6 month Revenue - Expenses) * 2 = Qualifying income Are you a realtor, and you...
51 views0 comments
JD Lee Mortgage
Jul 25, 20241 min read
First Time Home Buyer (New to Canada)
Approved within 4 hours!! JD Lee Mortgage Broker M: 1-587-968-1490 E: JD.lee@JDleemortgage.com W: https://jdleemortgage.com/ #canada...
24 views0 comments
JD Lee Mortgage
Jul 25, 20241 min read
Relocation - approved within 24 hours
Relocation File - approved within 24 hours. BC to Calgary, the client has been in the same industry for 3 years, recently got a job in...
6 views0 comments
JD Lee Mortgage
Apr 13, 20242 min read
Don't I save more if I were to choose 25 years? No, you are so wrong.
Someone asked me why 30 year amortization financially makes sense. 25 year AM VS 30 year AM. Don't I save more money if I were to choose...
31 views0 comments
JD Lee Mortgage
Apr 5, 20241 min read
Second home purchase - Parents to occupy.
How fast did I get this approved? Less than 3 hours. Sent the application to the lender at 11AM, got it approved before 2 PM. How do I do...
35 views0 comments
JD Lee Mortgage
Apr 5, 20241 min read
The importance of working with the real estate expert in the market.
The importance of working with the real estate expert in the market. During the discovery call, clients mentioned that he was looking to...
25 views0 comments
JD Lee Mortgage
Mar 25, 20242 min read
Other Important Aspects to Consider Beyond Rates
I do understand everyone loves lower rates... but have you considered other factors? Did your mortgage advisor/broker take their time to...
25 views0 comments
JD Lee Mortgage
Mar 18, 20241 min read
Purchase - First time home buyer - Live up, Rent down
Simply, one of the best ways to start real estate investing. Perfect starter home. Let you tenants pay your mortgage, and you can live...
20 views0 comments
JD Lee Mortgage
Mar 18, 20241 min read
Purchase - Pre con home
Just like I said in my previous post... very important to understand risks of purchasing a pre-con home. This build hasn't been delayed...
21 views0 comments
JD Lee Mortgage
Mar 18, 20241 min read
Purchase - Pre-con Townhouse.
Are you looking to purchase pre-con townhouses/house? I do understand that purchasing a property comes with a lot of emotions, but let's...
9 views0 comments
JD Lee Mortgage
Mar 15, 20241 min read
First time home buyer - Stated Income Program
First time home buyer - Stated Income Program It's critical for business owners to understand that there are lending programs available...
7 views0 comments
JD Lee Mortgage
Mar 15, 20241 min read
Second home Purchase - Family member to occupy.
Second home Purchase - Family member to occupy. Did you know clients can purchase a secondary home with 5% down payment? If you are...
17 views0 comments
JD Lee Mortgage
Mar 15, 20241 min read
Why would you pay more interest when you can pay less?
Mortgage Renewal - Switched to a new lender. Why would you pay more interest when you can pay less? It is very unlikely your current...
7 views0 comments
JD Lee Mortgage
Mar 12, 20241 min read
Purchase - Bruised Credit
Life happens... my clients unfortunately had to go through a consumer proposal 2 years ago. Successfully re-established credit score and...
6 views0 comments
JD Lee Mortgage
Mar 12, 20241 min read
First Time Home Buyer - 4.49%
First Time Home Buyer4.49% 5 year fixed rate - 5 year fixed rate is currently hovering around 5.39% with less than 20% down AKA insured...
17 views0 comments
JD Lee Mortgage
Mar 12, 20241 min read
Purchase - Relocation
Purchase - Relocation. I am so so happy that I helped my clients relocate in Edmonton from Nova Scotia! Pro tip - It is very important...
6 views0 comments
JD Lee Mortgage
Feb 27, 20241 min read
First time home buyer's Incentive
First time home buyer's Incentive Many people have questions about first time home buyer benefits. Do you have questions about first time...
13 views0 comments
bottom of page