Why a Broker?

As mortgage brokers, our services are completely free to you because we are compensated by the bank. It's important to note that we work for you, not the lender, so our focus is on finding the best possible product to meet your needs. Unlike employees of a lending institution, we have access to a wide range of options and are not limited to any one particular product.

Whether you're looking for a package from a Chartered Bank, Trust or Insurance Company, or Private Funds, we have the expertise and resources to find the perfect solution for your specific situation. Our goal is to ensure that you get the best possible lender package to suit your needs.

With access to over 50 of Canada’s top lending institutions, we can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self-employed.   

 How do Mortgage Brokers Find Superior Rates?

Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.

These rates, and preferences for types of mortgages can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Mortgage brokers keep current and know which lender to approach first. As a result, mortgage rates obtained by brokers are among the best available at the time of placement.